Country guide
Startup credits in Germany
A startup registered in Germany can apply to 1311 programs we track: 934 credit programs and 377 accelerators. 129 more are restricted to other countries, and they are named below.
Germany is the case where the entity question has a real answer rather than a shrug. The global cloud programs take a GmbH or a UG without comment. The domestic and EU-funded programs are the ones with rules, because public money arrives with conditions attached.
German Accelerator is the clearest example in our catalog. It is free and takes no equity, and it requires incorporation in Germany with a German legal entity, naming the UG, AG, GmbH and GmbH & Co. KG explicitly, plus SME status under the EU definition. That is a test no cloud provider runs.
What is open and what is not is counted from live data below. The programme map is the other half worth knowing: UnternehmerTUM in Munich grew out of the technical university, Startup Autobahn in Stuttgart is built around the automotive cluster, and APX in Berlin backs early companies with Porsche Digital and Axel Springer behind it.
What your entity needs to be
A GmbH is the standard operating company and a UG is its low-capital sibling. For credits the programs treat both the same way, as a registered company: the commercial register entry and the tax number are what the forms want. The distinction shows up in domestic and EU-backed programmes, which test where the entity sits and how big it is, as German Accelerator does with its German-entity and SME requirements. A GbR or a freelance registration is the usual gap, because those are not the entity type these applications are built around. Moving the company to the US or Singapore for credits alone is a poor trade here: the restructuring is real and it can cost you the domestic programmes that require a German entity, which is one of the few places where the local form is worth more than the foreign one.
Open to German startups
The largest programs with no country restriction blocking you.
- NKFIH Startup Factory Programme$5,000,000,000
National Research, Development and Innovation Office, Hungary
- Fonds de Soutien à l’Innovation$3,000,000,000
DER/FJ, Senegal
- CSI and Startup Flagship Program$1,200,000,000
Ministry of Industry, Commerce & Employment, Bhutan
- Skolkovo Foundation Grants$850,000,000
Skolkovo Foundation
- KCB-EIB SME/Youth/Women Facility$230,000,000
KCB Bank + European Investment Bank
- SME Subsidised Loan Facility$200,000,000
Government of Papua New Guinea, via Bank South Pacific
Closed to German startups, and why
These set a country allowlist that does not include Germany. We list them so you do not spend an evening on an application that cannot succeed.
- Torch Program
Open to China.
- Bourse French Tech
Open to France.
- British Business Bank Start Up Loans
Open to United Kingdom.
- NAB Startup Loans
Open to Australia.
- Bank of Industry SME/Startup Loans
Open to Nigeria.
- R&D Tax Incentive (New Zealand)
Open to New Zealand.
Accelerators based in Germany
Questions founders here ask
Looking for accelerators instead?
Credits and accelerator programs are judged on different rules, so they have their own list.
Startup accelerators in Germany